Onity Group Inc.
When we use the terms Onity, ONIT, we, us and our, we are referring to Onity Group Inc. and its consolidated subsidiaries. OVERVIEW We are a financial services company that services and originates both forward and reverse mortgage loans, through our primary brands, PHH Mortgage and Liberty Reverse Mortgage.
$26.22
+$0.98 (+3.88%)
EOD Oct 22, 2026
17.77% net margin is respectable. The institution appears to be managing its interest spread and credit risk adequately.
Revenue grew 9.3% YoY.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
1.7x earnings. Below the sector average, the market may be pricing in credit losses or regulatory headwinds, or there's genuine value here.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$1.15B
▲ +9.3% YoY
Net Income (TTM)
$142M
▲ +459.0% YoY
Net Margin
12.34%
P/E
1.7x
Balance Sheet
Total Assets
$12.35B
Equity
$610M
Total Debt
$2.27B
Cash & Equiv.
$197M
5Y CAGR: +2.1%
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SourceComputed from the 10-Q filed 3 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 8 Aug 2026. How this is calculated.
Price from market data, last close as of 22 Oct 2026. Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically.
Is Onity Group (ONIT) overvalued?
At a P/E of 1.7, Onity Group (ONIT)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Onity Group scores 86/100 on Intrinsiqq's quality scorecard (a high-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
Is Onity Group a high-quality business?+
Onity Group scores 86 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a high-quality business on these measures. Recent fundamentals include a 53.5% operating margin and a 19.0% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Is Onity Group a good stock to buy right now?+
That depends on valuation and quality together, not either alone. you should weigh ONIT's valuation and scores 86/100 on quality (high-quality). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.
Related stocks: Mortgage Bankers & Loan Correspondents
Spot a number that looks wrong? Check it in ONIT's SEC filings or
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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