When we use the terms Onity, ONIT, we, us and our, we are referring to Onity Group Inc. and its consolidated subsidiaries. OVERVIEW We are a financial services company that services and originates both forward and reverse mortgage loans, through our primary brands, PHH Mortgage and Liberty Reverse Mortgage.
17.77% net margin is respectable. The institution appears to be managing its interest spread and credit risk adequately.
Revenue grew 9.3% YoY.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$1.11B
▲ +9.3% YoY
Net Income (TTM)
$175M
▲ +459.0% YoY
Net Margin
15.75%
P/E
—
Balance Sheet
Total Assets
$17.74B
Equity
$629M
Total Debt
$2.07B
Cash & Equiv.
$183M
5Y CAGR: +2.1%
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