Strong across all measured dimensions. No single area is pulling the score down meaningfully.
Broad-market heuristics · Not a buy/sell signal
Valuation and growth
Valuation
Growth
Under 20x, reasonable relative to earnings
0.4x book, trading near or below equity
2–5% CAGR, growing but slowly
Above 8% book-value compounding, strong
Business Quality & Capital Allocation
Shrinking >2%, active buybacks
Above 15%, strong return on equity
4.9% equity/assets, thin
Net margin expanded 3+pp, strong improvement
Onity Group (ONIT) quality: score, margins and returns
Onity Group (ONIT) scores 86/100 on Intrinsiqq's quality score (a high-quality business), a weighted blend of 8 metrics each scored 0 to 100, on 53.5% operating margins and 19.0% ROIC. Every metric is computed from SEC filings; this is analysis, not investment advice.
Frequently asked
Is Onity Group (ONIT) a high-quality business?+
Onity Group scores 86 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a high-quality business on these measures. Recent figures include a 53.5% operating margin and a 19.0% return on invested capital. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.
What does Onity Group's quality score measure?+
Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from ONIT's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Onity Group scores well and where it falls behind.
What is Onity Group's return on invested capital (ROIC)?+
Onity Group earns about 19.0% on its invested capital, which is strong. ROIC measures how much profit a company generates per dollar put to work; sustained ROIC above its cost of capital is one of the clearest signs of a real competitive moat. Compare it to ONIT's margins and growth on this scorecard to judge durability.
How profitable is Onity Group?+
Onity Group runs an operating margin of about 53.5% and a net margin of about 12.3%. Revenue has grown at roughly 2.1% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.
SourceQuality score computed from the 10-Q filed 3 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 8 Aug 2026. How this is calculated.
Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.
Peers
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Held by ETFs
ONIT is in 10 US ETFs. The largest of them, with ONIT's weight in each:
Avantis U.S. Small Cap Value ETFAVUV0.02%of the fund
Dimensional U.S. Targeted Value ETFDFAT0.01%of the fund
Dimensional US Small Cap Value ETFDFSV0.02%of the fund
- BSEA Bridgeway Omni Small-Cap Value ETFBSVO0.02%of the fund
iShares Micro-Cap ETFIWC0.05%of the fund
Vanguard U.S. Value Factor ETFVFVA0.05%of the fund
Spot a number that looks wrong? Check it in ONIT's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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