Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue
N/A
Net Income (TTM)
$58M
▼ -426.7% YoY
Net Margin
–
P/E
14.60
Balance Sheet
Total Assets
$6.82B
Equity
$531M
Total Debt
$160M
Cash & Equiv.
$100M
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Peers
State Commercial Banks · Pick stocks to compare with MSBI
Held by ETFs
MSBI is in 36 US ETFs. The largest of them, with MSBI's weight in each:
Avantis U.S. Small Cap Value ETFAVUV0.05%of the fund
iShares Russell 2000 Value ETFIWN0.05%of the fund
Dimensional U.S. Targeted Value ETFDFAT0.00%of the fund
Vanguard Financials Index Fund ETF SharesVFH0.01%of the fund
iShares Preferred and Income Securities ETFPFF0.06%of the fund
Dimensional US Small Cap Value ETFDFSV0.02%of the fund
Midland States Bancorp (MSBI) in four numbers
- Quality score
- 47/100
- Best check: share count change, -2.8%. Weakest: book value growth, -23.1%.
- Quality
Questions about Midland States Bancorp
Is Midland States Bancorp (MSBI) overvalued?
At $33.44, Midland States Bancorp's price is 74% above the $19.16 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 14.60 times earnings and 9.20 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.
What is Midland States Bancorp's fair value?
Intrinsiqq's calculator puts Midland States Bancorp's fair value at $19.16 a share. It grows book value per share 0% a year for 5 years, applies an exit P/B of 0.9, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $14.37. Every input can be changed on the Intrinsic Value tab.
Is Midland States Bancorp a high-quality business?
Midland States Bancorp scores 47 out of 100 on Intrinsiqq's quality score, which makes it a mixed business on these measures. The score blends 6 checks computed from SEC filings. Its best check is share count change at -2.8%, and its weakest is book value growth at -23.1%. The Quality tab shows every check against its target.
Does Midland States Bancorp (MSBI) pay a dividend, and how much?
Yes. Midland States Bancorp (MSBI) pays a dividend: $1.29 per share over the last twelve months, a dividend yield of 4.00% at the latest close. It has raised its dividend per share for at least 11 years in a row, growing at 3.3% a year over the last 5 years. The payout takes about 47.7% of earnings.
Source: 10-Q filed 20 Oct 2026 (period ending 30 Sept 2026), SEC. Price: last close 4 Nov 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.
Spot a number that looks wrong? Check it in MSBI's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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