/
Insurance agents, brokers & service company · DE · FY ends Dec · Revenue $388M · 18.81% margin · $35M FCF
18.81% operating margin is respectable but not wide. ROIC at 2749.66%. Suggests the business covers its cost of capital, but doesn't point to a wide moat.
Revenue grew 52.0%, still solid.
Insufficient data to identify specific risks. Treat any missing metrics as a data gap, not a clean bill of health.
Profitability & Returns
Revenue (TTM)
$388M
▲ +52.0% YoY
Net Income (TTM)
$71M
▲ +45.7% YoY
Op. Margin
18.81%
▼ -0.3pp YoY
ROIC
2749.66%
▲ +1082.0pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
$35M
▲ +397.3% YoY
Op. Cash Flow (TTM)
$36M
▲ +432.1% YoY
Net Debt
-$124M
Net Cash Position
Cash & Equiv.
$126M
Continue Research