KB Financial Group Inc. ADR is a South Korea-based financial holding company that provides a broad range of banking and related financial services through its subsidiaries. The group’s core activities include commercial and retail banking, corporate lending, credit cards, asset management, securities brokerage and investment banking, and life and non-life insurance. It also participates in capital markets, savings bank, and other specialized financial services, making it one of the more diversified financial groups in its home market. KB Financial Group serves individual, corporate, and institutional clients, with Kookmin Bank forming a central part of its banking franchise. Headquartered in Seoul, the company plays an important role in Korea’s financial system by offering integrated financial products and services across multiple segments of the industry.
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
₩22.57T
▲ +5.6% YoY
Net Income (TTM)
₩6.32T
▲ +16.1% YoY
Net Margin
28.01%
P/E
8.80
Balance Sheet
Total Assets
₩797.92T
Equity
₩60.83T
Total Debt
₩131.45T
Cash & Equiv.
₩135.57T
3Y CAGR: +8.8%
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Peers
Banks - Regional · Pick stocks to compare with KB
Held by ETFs
KB is in 31 US ETFs. The largest of them, with KB's weight in each:
Vanguard FTSE All-World ex-US Index Fund ETF SharesVEU0.03%of the fund
Avantis Emerging Markets Equity ETFAVEM0.38%of the fund
Dimensional Emerging Core Equity Market ETFDFAE0.09%of the fund
First Trust WCM International Equity ETFWCMI2.33%of the fund
KB Financial Group Inc. ADR (KB) in four numbers
Questions about KB Financial Group Inc. ADR
Is KB Financial Group Inc. ADR (KB) overvalued?
At ₩150,484.56, KB Financial Group Inc. ADR's price is 18% above the ₩127,747.82 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 8.80 times earnings and 9.02 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.
What is KB Financial Group Inc. ADR's fair value?
Intrinsiqq's calculator puts KB Financial Group Inc. ADR's fair value at ₩127,747.82 a share. It grows book value per share 8.4% a year for 5 years, applies an exit P/B of 0.8, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of ₩95,810.87. Every input can be changed on the Intrinsic Value tab.
Is KB Financial Group Inc. ADR a high-quality business?
KB Financial Group Inc. ADR scores 85 out of 100 on Intrinsiqq's quality score, which makes it a high-quality business on these measures. The score blends 8 checks computed from company filings. Its best check is margin trend at +4.1pp, and its weakest is capital adequacy at 7.6%. The Quality tab shows every check against its target.
Does KB Financial Group Inc. ADR (KB) pay a dividend, and how much?
Yes. KB Financial Group Inc. ADR (KB) pays a dividend: KRW 0.66 per share over the last twelve months, a dividend yield of 0.00% at the latest close. Its dividend per share has shrunk at 4.0% a year over the last 4 years. The payout takes about 0.0% of earnings.
Source: company filings. Price: last close 30 Oct 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.
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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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