Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Hyundai Marine & Fire Insurance Co., Ltd. is a prominent entity in the insurance sector, specializing in a variety of insurance solutions. Its primary function is to offer comprehensive risk management and protection services across different domains, including marine, fire, automobile, and personal accident insurance. This firm is instrumental in supporting industries such as shipping, transport, and logistics, where maritime insurance plays a crucial role. Additionally, Hyundai Marine & Fire extends its services to individual clients, addressing personal insurance needs through tailored fire, motor, and liability insurance products. Operating as a key player in the financial market, Hyundai Marine & Fire Insurance Co., Ltd. impacts both domestic and international markets, providing stability and security through its insurance offerings. The company's significant market presence is further augmented by its commitment to innovative risk assessment technologies and customer-centric service models. As part of the Hyundai Group, the firm benefits from a robust network and comprehensive industry knowledge, which enhances its reputation as a trusted insurer in the global landscape.
€36,000.00
+€1,600.00 (+4.65%)
Live · 05:26 PM
Net margin is thin at 6.62%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue grew 8.3% YoY.
At 4742x earnings, the multiple is above the banking sector average. Financials rarely sustain elevated multiples through credit cycles.
4742.2x earnings. Above the financial-sector median (~13x). The market is pricing in above-average returns or growth, any credit deterioration would compress the multiple quickly.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (FY)
₩15.40T
▲ +8.3% YoY
Net Income (TTM)
₩1.05T
▲ +19.9% YoY
Net Margin
—
P/E
4742.2x
Balance Sheet
Total Assets
₩50.43T
Equity
₩5.16T
Total Debt
₩3.32T
Cash & Equiv.
₩27.25T
3Y CAGR: +6.7%
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At a P/E of 4,742.2 and a price-to-free-cash-flow of 1,333.0, Hyundai Marine & Fire Insurance Co. (001450.XKRX) trades below a two-stage DCF intrinsic value of about KRW 2,715,218.46 per share, so at KRW 36,000.00 the stock looks undervalued (7,442.3% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Hyundai Marine & Fire Insurance Co. scores 47/100 on Intrinsiqq's quality scorecard (a mixed business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about KRW 2,715,218.46 per share for 001450.XKRX, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around KRW 2,036,413.84. At today's KRW 36,000.00, that puts the stock about 7,442.3% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Hyundai Marine & Fire Insurance Co. scores 47 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a mixed business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
That depends on valuation and quality together, not either alone. 001450.XKRX currently trades below its estimated intrinsic value and scores 47/100 on quality (mixed). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.