Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Lotte Non-Life Insurance Co., Ltd. is a prominent player in the insurance sector, focusing on providing a comprehensive range of non-life insurance products. The company's primary role is to offer financial protection and risk management solutions across various lines of non-life insurance, including automobile, property, casualty, marine, and general liability insurance. Catering to both individual and corporate clients, Lotte Non-Life Insurance helps mitigate financial risks associated with unexpected events, thus playing a crucial role in economic stability. Lotte Non-Life Insurance Co. stands out by emphasizing customer satisfaction through tailored insurance products and services, leveraging technology to enhance policy management, and streamline underwriting processes. The company's offerings are particularly significant in industries such as transportation, real estate, and manufacturing, where risk management is essential for smooth operation. Within the financial markets, Lotte Non-Life Insurance Co. contributes to the sector’s stability as it provides valuable insights into risk assessment and loss prevention. As part of a diversified conglomerate, Lotte Non-Life Insurance benefits from its strong brand presence and resource support, ensuring it remains a trusted partner in the Asia-Pacific insurance market.
₩1,990.00
₩60.00 (-2.93%)
Live · 05:26 PM
Net margin is thin at 2.02%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue grew 12.3% YoY.
At 32x earnings, the multiple is above the banking sector average. Financials rarely sustain elevated multiples through credit cycles.
31.9x earnings. Above the financial-sector median (~13x). The market is pricing in above-average returns or growth, any credit deterioration would compress the multiple quickly.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
₩2.48T
▲ +12.3% YoY
Net Income (TTM)
₩20.29B
▲ +111.9% YoY
Net Margin
0.82%
P/E
31.9x
Balance Sheet
Total Assets
₩14.41T
Equity
₩613.50B
Total Debt
₩806.73B
Cash & Equiv.
₩7.10T
3Y CAGR: +19.5%
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At a P/E of , A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in .
On quality, Lotte Non-Life Insurance Co. scores 58/100 on Intrinsiqq's quality scorecard (a mixed business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 0.4%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Lotte Non-Life Insurance Co. scores 58 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a mixed business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Lotte Non-Life Insurance Co. pays a regular dividend of about KRW 8.55 per share per year (typically in quarterly installments), a yield of roughly 0.4% at the current price. That is a payout ratio of about 13.0% of earnings, so the dividend is amply covered by earnings. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For 000400.XKRX's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. you should weigh 000400.XKRX's valuation and scores 58/100 on quality (mixed). It also yields about 0.4%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.