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Lotte Non-Life Insurance Co., Ltd. (000400.XKRX) Quality Score

000400.XKRX
Quality47

Business quality is the primary weakness (avg 33/100). No single area scores well.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
0/100
-53.2x

Negative earnings, no valuation support

Price / Book
90/100
1.36x

1.4x book, reasonable for a financial

Revenue Growth
100/100
13.5%

Above 10% CAGR, strong compounder

Book Value Growth
0/100
-32.3%

Below 2%, book value not compounding

Business Quality & Capital Allocation

Share Dilution
0/100
9.5%

Heavy dilution above 5%

Return on Equity
0/100
-2.4%

Below 2%, weak capital productivity

Capital Adequacy
30/100
4.3%

4.3% equity/assets, thin

Margin Trend
100/100
+6.1pp

Net margin expanded 3+pp, strong improvement

Lotte Non-Life Insurance Co. (000400.XKRX) quality: score, margins and returns

Lotte Non-Life Insurance Co. (000400.XKRX) scores 47/100 on Intrinsiqq's quality score (a mixed business), a weighted blend of 7 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is Lotte Non-Life Insurance Co. (000400.XKRX) a high-quality business?+

Lotte Non-Life Insurance Co. scores 47 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which rates it a mixed business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Lotte Non-Life Insurance Co.'s quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from 000400.XKRX's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Lotte Non-Life Insurance Co. scores well and where it falls behind.

How profitable is Lotte Non-Life Insurance Co.?+

Lotte Non-Life Insurance Co. runs a net margin of about -0.6%. Revenue has grown at roughly 2.8% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

More on 000400.XKRX: Overview · DCF valuation · Dividend safety · Financials
How the market compares: US profitability statistics

Related stocks: Insurance - Property & Casualty

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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