Deutsche Bank AG
Deutsche Bank AG is a German multinational banking and financial services group headquartered in Frankfurt am Main. Deutsche Bank provides a broad range of services through its main business segments, including Corporate Bank, Investment Bank, Private Bank, and Asset Management. The company serves corporate clients, institutions, affluent individuals, and retail customers with offerings such as transaction banking, lending, payments, capital markets services, advisory, wealth management, and asset management solutions. Its business model spans domestic and international markets, reflecting a global network that supports cross-border commerce, financing, and investment activity. Deutsche Bank also plays a significant role in European financial markets as a major provider of banking, funding, and market infrastructure services for companies and institutional clients.
$32.57
-$0.29 (-0.88%)
EOD Oct 16, 2026
22.24% net margin is respectable. The institution appears to be managing its interest spread and credit risk adequately.
Revenue declined 10.2% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
8.8x earnings. Below the sector average, the market may be pricing in credit losses or regulatory headwinds, or there's genuine value here.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€32.88B
▼ -10.2% YoY
Net Income (TTM)
€7.47B
▲ +71.2% YoY
Net Margin
22.73%
P/E
8.8x
Balance Sheet
Total Assets
€1.44T
Equity
€80.20B
Total Debt
€164.45B
Cash & Equiv.
€209.71B
3Y CAGR: +6.4%
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Is Deutsche Bank (DB) overvalued?
At a P/E of 8.8 and a price-to-free-cash-flow of 1.2, Deutsche Bank (DB) trades below a two-stage DCF intrinsic value of about €1,239.33 per share, so at €32.57 the stock looks undervalued (3,705.1% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Deutsche Bank scores 79/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 4.0%; see dividend safety for coverage and history. All figures are computed from company filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
What is Deutsche Bank's fair value?+
Intrinsiqq's two-stage DCF estimates an intrinsic value of about €1,239.33 per share for DB, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around €929.50. At today's €32.57, that puts the stock about 3,705.1% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Is Deutsche Bank a high-quality business?+
Deutsche Bank scores 79 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a solid business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from company filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Does Deutsche Bank (DB) pay a dividend, and how much?+
Yes, Deutsche Bank pays a regular dividend of about €1.17 per share per year (typically in quarterly installments), a yield of roughly 4.0% at the current price. That is a payout ratio of about 30.2% of earnings, so the dividend is amply covered by earnings. Deutsche Bank has grown the dividend at roughly 51.8% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For DB's full payout history, growth streak and dividend-safety score, see the dividends tab.
Is Deutsche Bank a good stock to buy right now?+
That depends on valuation and quality together, not either alone. DB currently trades below its estimated intrinsic value and scores 79/100 on quality (solid). It also yields about 4.0%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from company filings, not investment advice.
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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.