Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Phoenix Group Holdings plc is a leading long-term savings and retirement business headquartered in London, England, managing over £295 billion in assets under administration for approximately 12 million customers. It specializes in pensions, savings, and life insurance products delivered through trusted brands such as Standard Life, SunLife, Phoenix Life, Phoenix Wealth, and ReAssure. With roots tracing back to 1782 through mergers and acquisitions of historic firms like Pearl Assurance and Resolution Life, the company focuses on closed-book life insurance, supporting customers whose policies are no longer open to new business while ensuring optimal outcomes. Phoenix Group Holdings plc plays a pivotal role in the UK financial services sector as a FTSE 100 constituent, emphasizing sustainable practices with a commitment to net zero by 2050 and fostering diverse investments. Employing around 6,600 people, it prioritizes customer journeys through retirement, delivering cash, capital, and earnings for shareholders via a progressive dividend policy, and advocating for broader societal benefits in financial security and environmental responsibility.
Revenue grew 63.2%, still solid. Free cash flow declined 130% despite revenue growth, conversion is weakening.
Free cash flow declined 130% versus the prior year, cash generation momentum has weakened. Negative free cash flow of -£1.00B. The business is consuming cash, not generating it.
Profitability & Returns
Revenue (TTM)
£31.84B
▲ +63.2% YoY
Net Income (TTM)
-£394M
▲ +63.5% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (TTM)
-£1.00B
▼ -130.0% YoY
Op. Cash Flow (TTM)
-£1.00B
▼ -130.0% YoY
Net Debt
-£4.01B
Net Cash Position
Cash & Equiv.
£7.30B
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