Prudential plc ADR
Prudential plc ADR is an American Depositary Receipt representing Prudential plc, a London-headquartered international insurance and financial services group. The asset gives U.S. investors dollar-denominated access to a company focused on life and health insurance, retirement-related solutions, and asset management services. Prudential serves customers across Asia and other growth markets through products designed to support protection, savings, and long-term financial planning. Its business is organized around insurance operations and investment management capabilities, with a market presence that spans individual customers, employers, and institutions. The ADR structure allows the company’s ordinary shares to be held in custody while trading in the U.S. market, making the security a widely used vehicle for investors seeking exposure to Prudential’s insurance and wealth-related franchises. Prudential plc was founded in 1848 and is headquartered in London, United Kingdom.
$24.13
+$0.07 (+0.29%)
EOD Oct 16, 2026
15.04% net margin is respectable. The institution appears to be managing its interest spread and credit risk adequately.
Revenue grew 69.0% YoY.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
7.9x earnings. Below the sector average, the market may be pricing in credit losses or regulatory headwinds, or there's genuine value here.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$27.39B
▲ +69.0% YoY
Net Income (TTM)
$4.12B
▲ +70.6% YoY
Net Margin
15.04%
P/E
7.9x
Balance Sheet
Total Assets
$212.19B
Equity
$21.36B
Total Debt
$5.29B
Cash & Equiv.
$3.85B
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Is Prudential plc ADR (PUK) overvalued?
At a P/E of 7.9 and a price-to-free-cash-flow of 13.3, Prudential plc ADR (PUK) trades below a two-stage DCF intrinsic value of about $90.68 per share, so at $24.13 the stock looks undervalued (275.8% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Prudential plc ADR scores 82/100 on Intrinsiqq's quality scorecard (a high-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 2.2%; see dividend safety for coverage and history. All figures are computed from company filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
What is Prudential plc ADR's fair value?+
Intrinsiqq's two-stage DCF estimates an intrinsic value of about $90.68 per share for PUK, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around $68.01. At today's $24.13, that puts the stock about 275.8% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Is Prudential plc ADR a high-quality business?+
Prudential plc ADR scores 82 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which makes it a high-quality business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from company filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Does Prudential plc ADR (PUK) pay a dividend, and how much?+
Yes, Prudential plc ADR pays a regular dividend of about $0.53 per share per year (typically in quarterly installments), a yield of roughly 2.2% at the current price. That is a payout ratio of about 16.7% of earnings, so the dividend is amply covered by earnings. Prudential plc ADR has grown the dividend at roughly 11.2% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For PUK's full payout history, growth streak and dividend-safety score, see the dividends tab.
Is Prudential plc ADR a good stock to buy right now?+
That depends on valuation and quality together, not either alone. PUK currently trades below its estimated intrinsic value and scores 82/100 on quality (high-quality). It also yields about 2.2%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from company filings, not investment advice.
Related stocks: Insurance - Life
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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.