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Capital City Bank Group Inc.

CCBG

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About Us General Capital City Bank Group, Inc. ( CCBG ) is a financial holding company headquartered in Tallahassee, Florida. CCBG was incorporated under Florida law on December 13, 1982, to acquire five national banks and one state bank that all subsequently became part of CCBG's bank subsidiary, Capital City Bank ( CCB or the Bank ).

Valuation & Multiples

Based on TTM earnings · Diluted shares

Market Cap$871M
EPS$3.66
P/E13.90
Div. Yield2.10%
Net Margin–
P/Book1.5x
Capital City Bank Group Inc. intrinsic value
52-Week Range
$38.90$52.84

Profitability & Returns

Revenue

N/A

Net Income (TTM)

$63M

▲ +16.3% YoY

Net Margin

–

P/E

13.90

Balance Sheet

Total Assets

$4.40B

Equity

$574M

Total Debt

$64M

Cash & Equiv.

$412M

Continue Research

Peers

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Held by ETFs

CCBG is in 31 US ETFs. The largest of them, with CCBG's weight in each:

Capital City Bank Group (CCBG) in four numbers

Fair value (book value)
$62.34
Price $50.86 is 18% below it.
Intrinsic Value
Quality score
62/100
Best check: book value growth, 13.6%. Weakest: share count change, 1.0%.
Quality
Dividend (TTM)
$1.07
2.10% yield, raised 11 years in a row.
Dividends
P/E
13.90
Price to free cash flow 14.22.
Financials

Questions about Capital City Bank Group

Is Capital City Bank Group (CCBG) overvalued?

At $50.86, Capital City Bank Group's price is 18% below the $62.34 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 13.90 times earnings and 14.22 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.

What is Capital City Bank Group's fair value?

Intrinsiqq's calculator puts Capital City Bank Group's fair value at $62.34 a share. It grows book value per share 14.1% a year for 5 years, applies an exit P/B of 1.4, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $46.76. Every input can be changed on the Intrinsic Value tab.

Is Capital City Bank Group a high-quality business?

Capital City Bank Group scores 62 out of 100 on Intrinsiqq's quality score, which makes it a solid business on these measures. The score blends 6 checks computed from SEC filings. Its best check is book value growth at 13.6%, and its weakest is share count change at 1.0%. The Quality tab shows every check against its target.

Does Capital City Bank Group (CCBG) pay a dividend, and how much?

Yes. Capital City Bank Group (CCBG) pays a dividend: $1.07 per share over the last twelve months, a dividend yield of 2.10% at the latest close. It has raised its dividend per share for 11 years in a row, growing at 11.9% a year over the last 5 years. The payout takes about 29.2% of earnings.

Source: 10-Q filed 29 Oct 2026 (period ending 30 Sept 2026), SEC. Price: last close 30 Oct 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.

Spot a number that looks wrong? Check it in CCBG's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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