BJ's Wholesale Club Holdings, Inc.
BJ s Wholesale Club is a leading operator of membership warehouse clubs concentrated primarily in the eastern half of the United States. We deliver significant value to our members, consistently offering up to 25% savings on a representative basket of manufacturer-branded groceries compared to traditional supermarket competitors.
$101.91
-$1.36 (-1.32%)
EOD Oct 16, 2026
Operating margin is thin at 3.81%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue grew 4.7%, steady but not accelerating.
Net debt of $2.61B represents 8.0x FCF, leverage limits flexibility.
22.3x earnings, 35.9x FCF. Valuation is in a reasonable range. The main question is whether the business can re-accelerate or if current trajectory is already priced in.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$22.81B
▲ +4.7% YoY
Net Income (TTM)
$594M
▲ +8.2% YoY
Op. Margin
3.76%
ROIC
13.02%
▲ +0.1pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
$358M
▲ +4.8% YoY
Op. Cash Flow (TTM)
$1.11B
▲ +14.3% YoY
Net Debt
$2.74B
Cash & Equiv.
$30M
5Y CAGR: +6.8%
5Y CAGR: -12.8%
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SourceComputed from the 10-Q filed 20 Aug 2026, covering the period ending 1 Aug 2026, as reported to the SEC. Data last refreshed 26 Aug 2026. How this is calculated.
Price from market data, last close as of 16 Oct 2026. Fiscal year ends Jan. Sector medians are approximate S&P 500 benchmarks and update periodically.
Is BJ's Wholesale Club Holdings (BJ) overvalued?
At a P/E of 22.3 and a price-to-free-cash-flow of 35.9, BJ's Wholesale Club Holdings (BJ) trades above a two-stage DCF intrinsic value of about $27.12 per share, so at $101.91 the stock looks overvalued (73.4% above estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, BJ's Wholesale Club Holdings scores 41/100 on Intrinsiqq's quality scorecard (a mixed business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
What is BJ's Wholesale Club Holdings's fair value?+
Intrinsiqq's two-stage DCF estimates an intrinsic value of about $27.12 per share for BJ, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around $20.34. At today's $101.91, that puts the stock about 73.4% above estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Is BJ's Wholesale Club Holdings a high-quality business?+
BJ's Wholesale Club Holdings scores 41 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a mixed business on these measures. Recent fundamentals include a 3.8% operating margin and a 13.0% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Is BJ's Wholesale Club Holdings a good stock to buy right now?+
That depends on valuation and quality together, not either alone. BJ currently trades above its estimated intrinsic value and scores 41/100 on quality (mixed). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.