Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue
N/A
Net Income (TTM)
$1.03B
▲ +59.2% YoY
Net Margin
–
P/E
10.06
Balance Sheet
Total Assets
$72.74B
Equity
$7.85B
Total Debt
$333M
Cash & Equiv.
$4.60B
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Peers
National Commercial Banks · Pick stocks to compare with UMBF
Held by ETFs
UMBF is in 150 US ETFs. The largest of them, with UMBF's weight in each:
UMB Financial (UMBF) in four numbers
Questions about UMB Financial
Is UMB Financial (UMBF) overvalued?
At $134.47, UMB Financial's price is 2% below the $137.79 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 10.06 times earnings and 8.95 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.
What is UMB Financial's fair value?
Intrinsiqq's calculator puts UMB Financial's fair value at $137.79 a share. It grows book value per share 10.8% a year for 5 years, applies an exit P/B of 1.2, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $103.35. Every input can be changed on the Intrinsic Value tab.
Is UMB Financial a high-quality business?
UMB Financial scores 54 out of 100 on Intrinsiqq's quality score, which makes it a mixed business on these measures. The score blends 6 checks computed from SEC filings. Its best check is book value growth at 23.3%, and its weakest is share count change at 56.9%. The Quality tab shows every check against its target.
Does UMB Financial (UMBF) pay a dividend, and how much?
Yes. UMB Financial (UMBF) pays a dividend: $1.79 per share over the last twelve months, a dividend yield of 1.59% at the latest close. It has raised its dividend per share for at least 17 years in a row, growing at 5.5% a year over the last 5 years. The payout takes about 15.7% of earnings.
Source: 10-Q filed 26 Oct 2026 (period ending 30 Sept 2026), SEC. Price: last close 30 Oct 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.
Spot a number that looks wrong? Check it in UMBF's SEC filings or
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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