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Selective Insurance Group, Inc. ("Parent") is a New Jersey insurance holding company incorporated in 1977. It owns ten property and casualty insurance subsidiaries ("Insurance Subsidiaries") that sell products and services only in the United States ("U.S.") and exclusively through independent insurance agents and wholesale brokers.
Net margin is thin at 8.74%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue grew 9.8% YoY.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$5.41B
▲ +9.8% YoY
Net Income (TTM)
$454M
▲ +125.3% YoY
Net Margin
8.39%
P/E
—
Balance Sheet
Total Assets
$15.32B
Equity
$3.59B
Total Debt
$3M
Cash & Equiv.
$463M
5Y CAGR: +12.8%
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