/
In this Form 10-K, references to "AXIS Capital" refer to AXIS Capital Holdings Limited and references to "we", "us", "our", "AXIS", the "Group" or the "Company" refer to AXIS Capital Holdings Limited and its direct and indirect subsidiaries and branches, including: AXIS Specialty Holdings Bermuda Limited, AXIS Specialty Limited ("AXIS Specialty Bermuda"), AXIS Specialty Limited (Singapore Branc…
$114.78
+$1.16 (+1.02%)
EOD Jul 17, 2026
15.37% net margin is respectable. The institution appears to be managing its interest spread and credit risk adequately.
Revenue grew 10.2% YoY. However, net income declined 7%, rising credit provisions or expenses may be eating into the top line.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
8.6x earnings. Below the sector average, the market may be pricing in credit losses or regulatory headwinds, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$6.69B
▲ +10.2% YoY
Net Income (TTM)
$1.07B
▼ -6.7% YoY
Net Margin
16.00%
P/E
8.6x
Balance Sheet
Total Assets
$35.62B
Equity
$6.38B
Total Debt
$1.43B
Cash & Equiv.
$868M
5Y CAGR: +6.3%
Continue Research
At a P/E of 8.6 and a price-to-free-cash-flow of 77.7, AXIS Capital Holdings (AXS) trades above a two-stage DCF intrinsic value of about $18.15 per share, so at $114.78 the stock looks overvalued (84.2% above estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, AXIS Capital Holdings scores 94/100 on Intrinsiqq's quality scorecard (a high-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 1.6%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about $18.15 per share for AXS, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around $13.62. At today's $114.78, that puts the stock about 84.2% above estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
AXIS Capital Holdings scores 94 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a high-quality business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, AXIS Capital Holdings pays a regular dividend of about $1.84 per share per year (typically in quarterly installments), a yield of roughly 1.6% at the current price. That is a payout ratio of about 12.9% of earnings, so the dividend is amply covered by earnings. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For AXS's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. AXS currently trades above its estimated intrinsic value and scores 94/100 on quality (high-quality). It also yields about 1.6%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.