/
Kemper is an insurance holding company that offers complementary insurance products, through its subsidiaries, including personal and commercial automobile insurance to consumers in targeted markets and industries. Kemper also offers life and other insurance solutions to customers who desire basic protection for themselves and their families.
Net margin is thin at 2.99%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue growth slowed to 3.3%, essentially flat. This is a business that needs a catalyst.
Net income declined 55% YoY, profitability momentum has weakened.
Profitability & Returns
Revenue (TTM)
$4.70B
▲ +3.3% YoY
Net Income (TTM)
$42M
▼ -54.9% YoY
Net Margin
0.89%
P/E
—
Balance Sheet
Total Assets
$12.41B
Equity
$2.65B
Total Debt
$944M
Cash & Equiv.
$389M
5Y CAGR: -1.7%
Continue Research