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Simmons First National Corporation

SFNC

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Simmons First National Corporation, an Arkansas corporation organized in 1968, is a financial holding company registered under the Bank Holding Company Act of 1956, as amended.

Valuation & Multiples

Based on TTM earnings · Diluted shares

Market Cap$3.42B
EPS-$2.71
P/E-8.72
Div. Yield3.62%
Net Margin–
P/Book1.0x
Simmons First National Corporation intrinsic value
52-Week Range
$17.26$24.08

Profitability & Returns

Revenue

N/A

Net Income (TTM)

-$349M

▼ -360.4% YoY

Net Margin

–

P/E

–

Balance Sheet

Total Assets

$24.78B

Equity

$3.48B

Total Debt

$367M

Cash & Equiv.

$589M

Continue Research

Peers

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Held by ETFs

SFNC is in 81 US ETFs. The largest of them, with SFNC's weight in each:

Simmons First National (SFNC) in four numbers

Fair value (book value)
$15.21
Price $23.64 is 55% above it.
Intrinsic Value
Quality score
25/100
Best check: capital adequacy, 14.1%. Weakest: return on equity, -10.0%.
Quality
Dividend (TTM)
$0.86
3.62% yield, raised at least 15 years in a row.
Dividends
P/E
-8.72
Negative: a loss over the last twelve months. Price to free cash flow 7.09.
Financials

Questions about Simmons First National

Is Simmons First National (SFNC) overvalued?

At $23.64, Simmons First National's price is 55% above the $15.21 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 7.09 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.

What is Simmons First National's fair value?

Intrinsiqq's calculator puts Simmons First National's fair value at $15.21 a share. It grows book value per share 0% a year for 5 years, applies an exit P/B of 0.8, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $11.41. Every input can be changed on the Intrinsic Value tab.

Is Simmons First National a high-quality business?

Simmons First National scores 25 out of 100 on Intrinsiqq's quality score, which makes it a lower-quality business on these measures. The score blends 5 checks computed from SEC filings. Its best check is capital adequacy at 14.1%, and its weakest is return on equity at -10.0%. The Quality tab shows every check against its target.

Does Simmons First National (SFNC) pay a dividend, and how much?

Yes. Simmons First National (SFNC) pays a dividend: $0.86 per share over the last twelve months, a dividend yield of 3.62% at the latest close. It has raised its dividend per share for at least 15 years in a row (every year of the history we hold), growing at 4.6% a year over the last 5 years.

Source: 10-Q filed 31 Jul 2026 (period ending 30 Jun 2026), SEC. Price: last close 4 Nov 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.

Spot a number that looks wrong? Check it in SFNC's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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