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General Shore Bancshares, Inc. was incorporated under the laws of Maryland on March 15, 1996 and is the bank holding company for Shore United Bank, N.A,. Throughout this report, references to the Company, we, our, and us, and similar terms refer to the consolidated entity consisting of Shore Bancshares, Inc. and its subsidiaries.
476.89% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue declined 22.8% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$14M
▼ -22.8% YoY
Net Income (TTM)
$63M
▲ +35.6% YoY
Net Margin
447.54%
P/E
—
Balance Sheet
Total Assets
$6.21B
Equity
$603M
Total Debt
$100M
Cash & Equiv.
$341M
5Y CAGR: -1.0%
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