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National commercial banks company · OH · FY ends Jun · $7M FCF
247.56% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue declined 7.0% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (FY)
$4M
▼ -7.0% YoY
Net Income (TTM)
$10M
▲ +1.0% YoY
Net Margin
—
P/E
—
Balance Sheet
Total Assets
$1.24B
Equity
$87M
Total Debt
$22M
Cash & Equiv.
N/A
5Y CAGR: +23.2%
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