Loading stockData sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Loading stockData sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Not financial advice. Analytical data for research only.
Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.
Royal Bank of Canada is a diversified financial services company and one of the largest banks in Canada. It provides personal and commercial banking, wealth management, insurance, corporate and investment banking, and capital markets services through its RBC brand. The company serves individuals, businesses, institutional clients, and public sector organizations with products and services that support everyday banking, borrowing, investing, cash management, and financial advisory needs. Royal Bank of Canada also operates in transaction processing and asset servicing, with a broad presence across Canada, the Caribbean, the United States, and other international markets. Headquartered in Toronto, Royal Bank of Canada plays a central role in North American banking and global financial services.
$212.37
+$1.28 (+0.61%)
Live · 02:58 PM
30.62% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue grew 61.6% YoY.
At 19x earnings, the multiple is above the banking sector average. Financials rarely sustain elevated multiples through credit cycles.
19.3x earnings. Above the financial-sector median (~13x). The market is pricing in above-average returns or growth, any credit deterioration would compress the multiple quickly.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
C$69.51B
▲ +61.6% YoY
Net Income (TTM)
C$22.14B
▲ +75.2% YoY
Net Margin
31.86%
P/E
19.3x
Balance Sheet
Total Assets
C$2.33T
Equity
C$139.15B
Total Debt
C$545.44B
Cash & Equiv.
C$165.28B
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At a P/E of 19.3 and a price-to-free-cash-flow of 5.8, Royal Bank of Canada (RY) trades below a two-stage DCF intrinsic value of about C$2,303.30 per share, so at C$212.37 the stock looks undervalued (984.6% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Royal Bank of Canada scores 82/100 on Intrinsiqq's quality scorecard (a high-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 2.2%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about C$2,303.30 per share for RY, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around C$1,727.47. At today's C$212.37, that puts the stock about 984.6% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Royal Bank of Canada scores 82 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a high-quality business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Royal Bank of Canada pays a regular dividend of about C$6.60 per share per year (typically in quarterly installments), a yield of roughly 2.2% at the current price. That is a payout ratio of about 41.6% of earnings, so the dividend is well covered. Royal Bank of Canada has grown the dividend at roughly 85.2% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For RY's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. RY currently trades below its estimated intrinsic value and scores 82/100 on quality (high-quality). It also yields about 2.2%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.