Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
The Toronto-Dominion Bank is a leading multinational financial institution providing a comprehensive range of banking and financial services across Canada, the United States, and international markets. It operates through four primary segments: Canadian Personal and Commercial Banking, U.S. Retail, Wealth Management and Insurance, and Wholesale Banking. In Canadian Personal and Commercial Banking, the bank delivers deposit products like chequing, savings, and investments, alongside lending, payment solutions, cash management, international trade services, and customized financing for businesses. The U.S. Retail segment focuses on personal and business banking, complemented by wealth management offerings. Wealth Management and Insurance provides asset management, investment advice, and insurance products to retail clients via direct investing, advisory, and institutional channels. Wholesale Banking caters to corporate, government, and institutional clients with global financing, trading, and advisory services. Founded in 1955 and headquartered in Toronto, Canada, The Toronto-Dominion Bank plays a vital role in supporting individual consumers, small businesses, large corporations, and institutional investors with integrated financial solutions.
C$119.68
C$0.81 (-0.67%)
Live · 04:25 PM · Twelve Data
33.51% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue grew 50.5% YoY.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
14.7x earnings. In line with financial-sector norms. The question is whether the current credit environment supports sustained earnings at this level.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
C$61.28B
▲ +50.5% YoY
Net Income (TTM)
C$20.54B
▲ +221.0% YoY
Net Margin
33.51%
P/E
14.7x
Balance Sheet
Total Assets
C$2.09T
Equity
C$127.83B
Total Debt
C$442.43B
Cash & Equiv.
C$156.06B
3Y CAGR: +10.2%
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At a P/E of 14.7, A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in .
On quality, Toronto-Dominion Bank scores 77/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 2.6%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Toronto-Dominion Bank scores 77 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a solid business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Toronto-Dominion Bank pays a regular dividend of about C$4.44 per share per year (typically in quarterly installments), a yield of roughly 2.6% at the current price. That is a payout ratio of about 37.3% of earnings, so the dividend is amply covered by earnings. Toronto-Dominion Bank has grown the dividend at roughly 8.4% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For TD's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. you should weigh TD's valuation and scores 77/100 on quality (solid). It also yields about 2.6%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.