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At PayPal Holdings, Inc., our mission is to revolutionize commerce globally. Our products are designed to enable digital payments and simplify commerce experiences for consumers and merchants to make selling, shopping, and sending and receiving money simple, personalized, and secure, whether online or in-person.
$44.53
$0.66 (-1.46%)
Last close via Marketstack
18.28% operating margin is respectable but not wide. ROIC at 16.14%. Suggests the business covers its cost of capital, but doesn't point to a wide moat.
Revenue grew 4.3%, steady but not accelerating. Free cash flow declined 18% despite revenue growth, conversion is weakening.
Free cash flow declined 18% versus the prior year, cash generation momentum has weakened.
8.4x earnings, 7.4x FCF. The multiple is below average. Either the market is pricing in deterioration you should investigate, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$33.73B
▲ +4.3% YoY
Net Income (TTM)
$5.06B
▲ +26.2% YoY
Op. Margin
17.85%
▲ +1.5pp YoY
ROIC
15.94%
▲ +2.9pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
$5.50B
▼ -17.8% YoY
Op. Cash Flow (TTM)
$6.39B
▼ -13.9% YoY
Net Debt
$734M
Cash & Equiv.
$9.34B
5Y CAGR: +9.1%
5Y CAGR: +0.8%
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