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Company Overview We are a mission driven company designed to help our members achieve financial independence in order to realize their ambitions. To us, financial independence does not mean being wealthy, but rather represents the ability of our members to have the financial means to achieve their personal objectives at each stage of life, such as owning a home, having a family, or having a car…
$17.74
$0.84 (-4.52%)
Last close via Marketstack
Net margin is thin at 13.32%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue grew 35.1% YoY.
At 39x earnings, the multiple is above the banking sector average. Financials rarely sustain elevated multiples through credit cycles.
39.4x earnings. Above the financial-sector median (~13x). The market is pricing in above-average returns or growth, any credit deterioration would compress the multiple quickly.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$3.94B
▲ +35.1% YoY
Net Income (TTM)
$577M
▼ -3.5% YoY
Net Margin
14.64%
P/E
39.4x
Balance Sheet
Total Assets
$53.70B
Equity
$10.81B
Total Debt
$101M
Cash & Equiv.
$3.40B
5Y CAGR: +44.9%
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