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Porch Group Inc. Quality Score

PRCH

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Quality50

Valuation is the primary weakness (avg 40/100). No single area scores well.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
40/100
196.0x

Above 30x, priced for sustained outperformance

Price / Book
40/100
379.18x

379.2x book, stretched premium

Not enough quarterly data
for a 1-year trend

Revenue Growth
100/100
17.7%

Above 10% CAGR, strong compounder

Book Value Growth
0/100
-58.2%

Below 2%, book value not compounding

Business Quality & Capital Allocation

Share Dilution
0/100
29.7%

Heavy dilution above 5%

Return on Equity
100/100
127.2%

Above 15%, strong return on equity

Capital Adequacy
0/100
0.9%

0.9% equity/assets, undercapitalized

Margin Trend
100/100
+58.5pp

Net margin expanded 3+pp, strong improvement

Porch Group (PRCH) quality: score, margins and returns

Porch Group (PRCH) scores 50/100 on Intrinsiqq's quality score (a mixed business), a weighted blend of 8 metrics each scored 0 to 100, on 8.0% operating margins and 8.4% ROIC. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is Porch Group (PRCH) a high-quality business?+

Porch Group scores 50 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a mixed business on these measures. Recent figures include a 8.0% operating margin and a 8.4% return on invested capital. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Porch Group's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from PRCH's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Porch Group scores well and where it falls behind.

What is Porch Group's return on invested capital (ROIC)?+

Porch Group earns about 8.4% on its invested capital, which is modest. ROIC measures how much profit a company generates per dollar put to work; sustained ROIC above its cost of capital is one of the clearest signs of a real competitive moat. Compare it to PRCH's margins and growth on this scorecard to judge durability.

How profitable is Porch Group?+

Porch Group runs an operating margin of about 8.0% and a net margin of about 1.8%. Revenue has grown at roughly 46.2% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 23 Oct 2026, covering the period ending 30 Sept 2026, as reported to the SEC. Data last refreshed 29 Oct 2026. How this is calculated.

Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

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Held by ETFs

PRCH is in 32 US ETFs. The largest of them, with PRCH's weight in each:

Spot a number that looks wrong? Check it in PRCH's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.