OceanFirst Financial Corp. (the Company ) is incorporated under Delaware law and serves as the holding company for OceanFirst Bank N.A (the Bank ). At December 31, 2025, the Company had consolidated total assets of $14.6 billion and total stockholders equity of $1.7 billion.
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue
N/A
Net Income (TTM)
$48M
▼ -29.1% YoY
Net Margin
–
P/E
22.10
Balance Sheet
Total Assets
$23.27B
Equity
$2.41B
Total Debt
$2.30B
Cash & Equiv.
$274M
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Peers
National Commercial Banks · Pick stocks to compare with OCFC
Held by ETFs
OCFC is in 48 US ETFs. The largest of them, with OCFC's weight in each:
OceanFirst Financial (OCFC) in four numbers
Questions about OceanFirst Financial
Is OceanFirst Financial (OCFC) overvalued?
At $19.01, OceanFirst Financial's price is 34% above the $14.20 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 22.10 times earnings and 16.30 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.
What is OceanFirst Financial's fair value?
Intrinsiqq's calculator puts OceanFirst Financial's fair value at $14.20 a share. It grows book value per share 3.2% a year for 5 years, applies an exit P/B of 0.6, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $10.65. Every input can be changed on the Intrinsic Value tab.
Is OceanFirst Financial a high-quality business?
OceanFirst Financial scores 46 out of 100 on Intrinsiqq's quality score, which makes it a mixed business on these measures. The score blends 6 checks computed from SEC filings. Its best check is book value growth at 8.4%, and its weakest is return on equity at 2.0%. The Quality tab shows every check against its target.
Does OceanFirst Financial (OCFC) pay a dividend, and how much?
Yes. OceanFirst Financial (OCFC) pays a dividend: $0.80 per share over the last twelve months, a dividend yield of 2.50% at the latest close. Its dividend per share has grown at 3.3% a year over the last 5 years. The payout takes about 95.8% of earnings. The Dividends tab has the full payment history and the safety score.
Source: 10-Q filed 3 Aug 2026 (period ending 30 Jun 2026), SEC. Price: last close 4 Nov 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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