Nelnet is an operating holding company with primary businesses in consumer lending, loan servicing, payments, and technology-enabled services, many of which are focused on serving customers in the education sector. The Company conducts these activities both directly and through its wholly owned and majority-owned subsidiaries, and actively manages and operates its businesses on an integrated ba…
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue
N/A
Net Income (TTM)
$302M
▲ +132.8% YoY
Net Margin
–
P/E
14.61
Balance Sheet
Total Assets
$14.28B
Equity
$3.77B
Total Debt
$7.04B
Cash & Equiv.
$172M
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Peers
Personal Credit Institutions · Pick stocks to compare with NNI
Held by ETFs
NNI is in 54 US ETFs. The largest of them, with NNI's weight in each:
Nelnet (NNI) in four numbers
Questions about Nelnet
Is Nelnet (NNI) overvalued?
At $122.47, Nelnet's price is 8% below the $133.14 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 14.61 times earnings and 12.12 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.
What is Nelnet's fair value?
Intrinsiqq's calculator puts Nelnet's fair value at $133.14 a share. It grows book value per share 8.5% a year for 5 years, applies an exit P/B of 1.3, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $99.86. Every input can be changed on the Intrinsic Value tab.
Is Nelnet a high-quality business?
Nelnet scores 64 out of 100 on Intrinsiqq's quality score, which makes it a solid business on these measures. The score blends 7 checks computed from SEC filings. Its best check is book value growth at 67.7%, and its weakest is margin trend at -2276.4pp. The Quality tab shows every check against its target.
Does Nelnet (NNI) pay a dividend, and how much?
Yes. Nelnet (NNI) pays a dividend: $1.28 per share over the last twelve months, a dividend yield of 1.05% at the latest close. It has raised its dividend per share for 9 years in a row, growing at 7.8% a year over the last 5 years. The payout takes about 15.3% of earnings.
Source: 10-Q filed 6 Aug 2026 (period ending 30 Jun 2026), SEC. Price: last close 30 Oct 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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