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We offer property and casualty insurance products through our wholly-owned subsidiary, Kingstone Insurance Company ( KICO ). KICO is a New York domiciled carrier writing business through retail and wholesale agents and brokers.
18.97% net margin is respectable. The institution appears to be managing its interest spread and credit risk adequately.
Revenue grew 38.5% YoY.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$224M
▲ +38.5% YoY
Net Income (TTM)
$31M
▲ +122.1% YoY
Net Margin
13.86%
P/E
—
Balance Sheet
Total Assets
$465M
Equity
$115M
Total Debt
$4M
Cash & Equiv.
$11M
5Y CAGR: +10.3%
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