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INTRODUCTION Company Overview American Coastal Insurance Corporation (referred to in this Form 10-K as we, our, us, the Company or ACIC) is a holding company primarily engaged in the commercial property and casualty insurance business with investments in the United States. On July 10, 2023, we changed our corporate name from United Insurance Holdings Corp. to American Coastal Insurance Corporat…
31.85% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue grew 13.1% YoY.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$334M
▲ +13.1% YoY
Net Income (TTM)
$105M
▲ +41.1% YoY
Net Margin
31.32%
P/E
—
Balance Sheet
Total Assets
$997M
Equity
$332M
Total Debt
$3M
Cash & Equiv.
$117M
5Y CAGR: -16.9%
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