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First US Bancshares, Inc.

FUSB

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Valuation & Multiples

Based on TTM earnings · Diluted shares

Market Cap$91M
EPS$1.32
P/E12.50
Div. Yield1.75%
Net Margin–
P/Book0.9x
First US Bancshares, Inc. intrinsic value
52-Week Range
$12.91$16.99

Profitability & Returns

Revenue (TTM)

-$845K

▼ -573.9% YoY

Net Income (TTM)

$8M

▼ -26.7% YoY

Net Margin

–

P/E

12.50

Balance Sheet

Total Assets

$1.15B

Equity

$104M

Total Debt

$38M

Cash & Equiv.

$59M

Continue Research

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Held by ETFs

FUSB is in 3 US ETFs. The largest of them, with FUSB's weight in each:

First US Bancshares (FUSB) in four numbers

Fair value (book value)
$14.10
Price $16.50 is 17% above it.
Intrinsic Value
Quality score
63/100
Best check: book value growth, 11.4%. Weakest: margin trend, -600.0pp.
Quality
Dividend (TTM)
$0.28
1.75% yield, raised 4 years in a row.
Dividends
P/E
12.50
Price to free cash flow 10.40.
Financials

Questions about First US Bancshares

Is First US Bancshares (FUSB) overvalued?

At $16.50, First US Bancshares' price is 17% above the $14.10 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 12.50 times earnings and 10.40 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.

What is First US Bancshares' fair value?

Intrinsiqq's calculator puts First US Bancshares' fair value at $14.10 a share. It grows book value per share 6.4% a year for 5 years, applies an exit P/B of 0.8, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $10.58. Every input can be changed on the Intrinsic Value tab.

Is First US Bancshares a high-quality business?

First US Bancshares scores 63 out of 100 on Intrinsiqq's quality score, which makes it a solid business on these measures. The score blends 7 checks computed from SEC filings. Its best check is book value growth at 11.4%, and its weakest is margin trend at -600.0pp. The Quality tab shows every check against its target.

Does First US Bancshares (FUSB) pay a dividend, and how much?

Yes. First US Bancshares (FUSB) pays a dividend: $0.28 per share over the last twelve months, a dividend yield of 1.75% at the latest close. It has raised its dividend per share for 4 years in a row, growing at 18.5% a year over the last 5 years. The payout takes about 20.4% of earnings.

Source: 10-Q filed 31 Jul 2026 (period ending 30 Jun 2026), SEC. Price: last close 30 Oct 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.

Spot a number that looks wrong? Check it in FUSB's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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