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F.N.B. Corporation

FNB

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We are a Pennsylvania corporation, a bank holding company and a financial holding company. We are incorporated under the laws of the Commonwealth of Pennsylvania, and through our subsidiaries, we have been in business since 1864.

Valuation & Multiples

Based on TTM earnings · Diluted shares

Market Cap$6.38B
EPS$1.68
P/E10.75
Div. Yield2.78%
Net Margin–
P/Book0.9x
F.N.B. Corporation intrinsic value
52-Week Range
$15.38$19.49

Profitability & Returns

Revenue

N/A

Net Income (TTM)

$604M

▲ +21.5% YoY

Net Margin

–

P/E

10.75

Balance Sheet

Total Assets

$51.00B

Equity

$6.84B

Total Debt

$4.97B

Cash & Equiv.

$2.38B

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Held by ETFs

FNB is in 115 US ETFs. The largest of them, with FNB's weight in each:

F.N.B. (FNB) in four numbers

Fair value (book value)
$13.91
Price $18.06 is 30% above it.
Intrinsic Value
Quality score
57/100
Best check: capital adequacy, 13.4%. Weakest: return on equity, 8.8%.
Quality
Dividend (TTM)
$0.49
2.78% yield, not raised in the latest year.
Dividends
P/E
10.75
Price to free cash flow 10.25.
Financials

Questions about F.N.B.

Is F.N.B. (FNB) overvalued?

At $18.06, F.N.B.'s price is 30% above the $13.91 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 10.75 times earnings and 10.25 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.

What is F.N.B.'s fair value?

Intrinsiqq's calculator puts F.N.B.'s fair value at $13.91 a share. It grows book value per share 4.2% a year for 5 years, applies an exit P/B of 0.8, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $10.43. Every input can be changed on the Intrinsic Value tab.

Is F.N.B. a high-quality business?

F.N.B. scores 57 out of 100 on Intrinsiqq's quality score, which makes it a mixed business on these measures. The score blends 6 checks computed from SEC filings. Its best check is capital adequacy at 13.4%, and its weakest is return on equity at 8.8%. The Quality tab shows every check against its target.

Does F.N.B. (FNB) pay a dividend, and how much?

Yes. F.N.B. (FNB) pays a dividend: $0.49 per share over the last twelve months, a dividend yield of 2.78% at the latest close. Its dividend per share has grown at 0.0% a year over the last 5 years. The payout takes about 29.3% of earnings. The Dividends tab has the full payment history and the safety score.

Source: 10-Q filed 31 Jul 2026 (period ending 30 Jun 2026), SEC. Price: last close 30 Oct 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.

Spot a number that looks wrong? Check it in FNB's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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