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The Holding Company is a Delaware corporation organized in 1994. The Bank was organized in 1929 as a New York State-chartered mutual savings bank.
Revenue declined 103.5% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
-$3M
▼ -103.5% YoY
Net Income (TTM)
$35M
▲ +160.3% YoY
Net Margin
—
P/E
—
Balance Sheet
Total Assets
$8.86B
Equity
$697M
Total Debt
$52M
Cash & Equiv.
$159M
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