Community Trust Bancorp, Inc. ( CTBI ) is a bank holding company registered with the Board of Governors of the Federal Reserve System pursuant to Section 5(a) of the Bank Holding Company Act of 1956, as amended. CTBI was incorporated August 12, 1980, under the laws of the Commonwealth of Kentucky for the purpose of becoming a bank holding company.
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue
N/A
Net Income (TTM)
$108M
▲ +18.4% YoY
Net Margin
–
P/E
11.55
Balance Sheet
Total Assets
$6.99B
Equity
$892M
Total Debt
$16M
Cash & Equiv.
$514M
Continue Research
Peers
State Commercial Banks · Pick stocks to compare with CTBI
Held by ETFs
CTBI is in 52 US ETFs. The largest of them, with CTBI's weight in each:
Community Trust Bancorp (CTBI) in four numbers
Questions about Community Trust Bancorp
Is Community Trust Bancorp (CTBI) overvalued?
At $68.98, Community Trust Bancorp's price is 22% above the $56.42 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 11.55 times earnings and 9.62 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.
What is Community Trust Bancorp's fair value?
Intrinsiqq's calculator puts Community Trust Bancorp's fair value at $56.42 a share. It grows book value per share 5.2% a year for 5 years, applies an exit P/B of 1.2, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $42.31. Every input can be changed on the Intrinsic Value tab.
Is Community Trust Bancorp a high-quality business?
Community Trust Bancorp scores 62 out of 100 on Intrinsiqq's quality score, which makes it a solid business on these measures. The score blends 6 checks computed from SEC filings. Its best check is book value growth at 11.9%, and its weakest is share count change at 1.4%. The Quality tab shows every check against its target.
Does Community Trust Bancorp (CTBI) pay a dividend, and how much?
Yes. Community Trust Bancorp (CTBI) pays a dividend: $2.12 per share over the last twelve months, a dividend yield of 3.05% at the latest close. It has raised its dividend per share for at least 16 years in a row, growing at 5.5% a year over the last 5 years. The payout takes about 35.4% of earnings.
Source: 10-Q filed 31 Jul 2026 (period ending 30 Jun 2026), SEC. Price: last close 30 Oct 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.
Spot a number that looks wrong? Check it in CTBI's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Keep analysing CTBI
Create a free account and get 14 days of Premium: every stock and every tool.
- Unlimited stocks
- Stock screener
- Portfolio tracker
- Editable DCF
- Compare side by side
- Unlimited alerts
No card. Moves to Free after, unless you upgrade.
Already have an account?
Or come back tomorrow. Stocks on your watchlist are always free to view.