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Capital Bancorp Inc. logo

Capital Bancorp Inc.

CBNK

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We are Capital Bancorp, Inc., a bank holding company and a Maryland corporation incorporated in 1998, operating primarily through our wholly-owned subsidiary, Capital Bank, N.A., a commercial-focused community bank based in the Washington, D.C. and Baltimore metropolitan areas. The Bank is headquartered in Rockville, Maryland, received its charter in 1999 and began operations the same year.

Valuation & Multiples

Based on TTM earnings · Diluted shares

Market Cap$713M
EPS$3.41
P/E12.84
Div. Yield1.11%
Net Margin–
P/Book1.7x
Capital Bancorp Inc. intrinsic value
52-Week Range
$26.61$43.78

Profitability & Returns

Revenue

N/A

Net Income (TTM)

$56M

▲ +84.6% YoY

Net Margin

–

P/E

12.84

Balance Sheet

Total Assets

$3.89B

Equity

$422M

Total Debt

$8M

Cash & Equiv.

$418M

Continue Research

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Held by ETFs

CBNK is in 18 US ETFs. The largest of them, with CBNK's weight in each:

Capital Bancorp (CBNK) in four numbers

Fair value (book value)
$46.17
Price $43.78 is 5% below it.
Intrinsic Value
Quality score
54/100
Best check: book value growth, 18.2%. Weakest: share count change, 14.0%.
Quality
Dividend (TTM)
$0.48
1.11% yield, raised at least 4 years in a row.
Dividends
P/E
12.84
Price to free cash flow 10.93.
Financials

Questions about Capital Bancorp

Is Capital Bancorp (CBNK) overvalued?

At $43.78, Capital Bancorp's price is 5% below the $46.17 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 12.84 times earnings and 10.93 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.

What is Capital Bancorp's fair value?

Intrinsiqq's calculator puts Capital Bancorp's fair value at $46.17 a share. It grows book value per share 15.7% a year for 5 years, applies an exit P/B of 1.3, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $34.63. Every input can be changed on the Intrinsic Value tab.

Is Capital Bancorp a high-quality business?

Capital Bancorp scores 54 out of 100 on Intrinsiqq's quality score, which makes it a mixed business on these measures. The score blends 6 checks computed from SEC filings. Its best check is book value growth at 18.2%, and its weakest is share count change at 14.0%. The Quality tab shows every check against its target.

Does Capital Bancorp (CBNK) pay a dividend, and how much?

Yes. Capital Bancorp (CBNK) pays a dividend: $0.48 per share over the last twelve months, a dividend yield of 1.11% at the latest close. It has raised its dividend per share for at least 4 years in a row, growing at 44.8% a year over the last 4 years. The payout takes about 14.0% of earnings.

Source: 10-Q filed 5 Aug 2026 (period ending 30 Jun 2026), SEC. Price: last close 4 Nov 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.

Spot a number that looks wrong? Check it in CBNK's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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