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Ameris Bancorp

ABCB

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We are a financial holding company whose business is conducted primarily through our wholly owned banking subsidiary, Ameris Bank (the Bank ), which provides a full range of banking services to its retail and commercial customers who are primarily concentrated in select markets in Georgia, Alabama, Florida, North Carolina and South Carolina. The Company's executive office is located at…

Valuation & Multiples

Based on TTM earnings · Diluted shares

Market Cap$5.53B
EPS$5.53
P/E14.90
Div. Yield0.99%
Net Margin–
P/Book1.4x
Ameris Bancorp intrinsic value
52-Week Range
$70.43$93.17

Profitability & Returns

Revenue

N/A

Net Income (TTM)

$376M

▲ +14.9% YoY

Net Margin

–

P/E

14.90

Balance Sheet

Total Assets

$28.49B

Equity

$4.09B

Total Debt

$0.00

Cash & Equiv.

$1.20B

Continue Research

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Held by ETFs

ABCB is in 107 US ETFs. The largest of them, with ABCB's weight in each:

Ameris Bancorp (ABCB) in four numbers

Fair value (book value)
$68.56
Price $82.42 is 20% above it.
Intrinsic Value
Quality score
64/100
Best check: book value growth, 9.8%. Weakest: return on equity, 9.2%.
Quality
Dividend (TTM)
$0.80
0.99% yield, raised 2 years in a row.
Dividends
P/E
14.90
Price to free cash flow 10.60.
Financials

Questions about Ameris Bancorp

Is Ameris Bancorp (ABCB) overvalued?

At $82.42, Ameris Bancorp's price is 20% above the $68.56 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 14.90 times earnings and 10.60 times free cash flow. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.

What is Ameris Bancorp's fair value?

Intrinsiqq's calculator puts Ameris Bancorp's fair value at $68.56 a share. It grows book value per share 9.2% a year for 5 years, applies an exit P/B of 1.1, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of $51.42. Every input can be changed on the Intrinsic Value tab.

Is Ameris Bancorp a high-quality business?

Ameris Bancorp scores 64 out of 100 on Intrinsiqq's quality score, which makes it a solid business on these measures. The score blends 6 checks computed from SEC filings. Its best check is book value growth at 9.8%, and its weakest is return on equity at 9.2%. The Quality tab shows every check against its target.

Does Ameris Bancorp (ABCB) pay a dividend, and how much?

Yes. Ameris Bancorp (ABCB) pays a dividend: $0.80 per share over the last twelve months, a dividend yield of 0.99% at the latest close. It has raised its dividend per share for 2 years in a row, growing at 5.9% a year over the last 5 years. The payout takes about 14.6% of earnings.

Source: 10-Q filed 3 Aug 2026 (period ending 30 Jun 2026), SEC. Price: last close 30 Oct 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.

Spot a number that looks wrong? Check it in ABCB's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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