Intrinsiqq
Westpac Banking Corp Unsponsored ADR logo

Westpac Banking Corp Unsponsored ADR

WBKCY

⊜ Compare

Westpac Banking Corp Unsponsored ADR is an American depositary receipt representing Westpac Banking Corporation, a major Australian financial institution. The ADR provides U.S.-style access to exposure tied to Westpac’s ordinary shares and is used by investors seeking to trade the company through an over-the-counter structure rather than on its home exchange. Westpac Banking Corporation offers a broad range of banking and financial services through its consumer, business and wealth, institutional, and New Zealand segments. Its current operations focus on personal banking, business lending, wealth solutions, institutional banking, and cross-border financial services across Australia, New Zealand, and selected international markets. As an unsponsored ADR, the instrument is quoted without direct issuer involvement, making it part of the broader OTC market for foreign securities.

Valuation & Multiples

Based on TTM earnings · Diluted shares

Market CapA$131.60B
EPSA$0.96
P/E19.75
Div. Yield–
Net Margin32.38%
P/Book1.8x
Westpac Banking Corp Unsponsored ADR intrinsic value
52-Week Range
$11.66$16.25

Profitability & Returns

Revenue (TTM)

A$21.59B

▲ +1.0% YoY

Net Income (TTM)

A$6.99B

▼ -2.9% YoY

Net Margin

32.38%

P/E

19.75

Balance Sheet

Total Assets

A$1.08T

Equity

A$72.05B

Total Debt

A$207.17B

Cash & Equiv.

A$168.99B

Continue Research

Peers

Banks - Diversified · Pick stocks to compare with WBKCY

CompareIntrinsic value
LLOY.XLONLloyds Banking Group plc
£0.98+4.25%83
STAN.XLONStandard Chartered PLC
£21.31+3.80%85
INGA.XAMSING Groep N.V.
€29.09+4.98%84
LULufax Holding Ltd. Sponsored ADR
$8.51+4.29%25
BTGOBitGo Holdings, Inc.
$5.42+1.88%20
UCG.XMILUniCredit S.p.A.
€78.49+5.16%89
SLHN.XSWXSwiss Life Holding AG
CHF 942.40+0.62%55
NWGNatWest Group plc Sponsored ADR
$16.55+6.91%77

Held by ETFs

WBKCY is in 2 US ETFs. The largest of them, with WBKCY's weight in each:

Westpac Banking Corp Unsponsored ADR (WBKCY) in four numbers

Fair value (book value)
A$9.86
Price A$18.93 is 92% above it.
Intrinsic Value
Quality score
38/100
Best check: return on equity, 9.7%. Weakest: revenue growth, 1.0%.
Quality
Dividend
None
No dividend in the company filings we hold.
Dividends
P/E
19.75
Price to free cash flow -6.33.
Financials

Questions about Westpac Banking Corp Unsponsored ADR

Is Westpac Banking Corp Unsponsored ADR (WBKCY) overvalued?

At A$18.93, Westpac Banking Corp Unsponsored ADR's price is 92% above the A$9.86 a share fair value that Intrinsiqq's calculator gets from its book value. It trades at 19.75 times earnings. The growth behind that figure is yours to set on the Intrinsic Value tab. See how to tell if a stock is overvalued.

What is Westpac Banking Corp Unsponsored ADR's fair value?

Intrinsiqq's calculator puts Westpac Banking Corp Unsponsored ADR's fair value at A$9.86 a share. It grows book value per share 5% a year for 5 years, applies an exit P/B of 1.2, and works back at a 10% yearly return. A 25% margin of safety gives a buy-below price of A$7.39. Every input can be changed on the Intrinsic Value tab.

Is Westpac Banking Corp Unsponsored ADR a high-quality business?

Westpac Banking Corp Unsponsored ADR scores 38 out of 100 on Intrinsiqq's quality score, which makes it a lower-quality business on these measures. The score blends 6 checks computed from company filings. Its best check is return on equity at 9.7%, and its weakest is revenue growth at 1.0%. The Quality tab shows every check against its target.

Does Westpac Banking Corp Unsponsored ADR (WBKCY) pay a dividend?

No. Westpac Banking Corp Unsponsored ADR (WBKCY) does not pay a dividend, and no dividend payment appears anywhere in the filing history we hold. Over the last twelve months it returned cash through share buybacks instead, equal to a 1.4% buyback yield. The Dividends tab shows its cash returns.

Source: company filings. Price: last close 4 Nov 2026. How this is calculated. Sector medians are approximate S&P 500 benchmarks and update periodically. Analysis, not investment advice.

Spot a number that looks wrong?

Download this analysis as a PDF (Pro)

Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

2 of 2 free stocks used today

Keep analysing WBKCY

Create a free account and get 14 days of Premium: every stock and every tool.

  • Unlimited stocks
  • Stock screener
  • Portfolio tracker
  • Editable DCF
  • Compare side by side
  • Unlimited alerts

No card. Moves to Free after, unless you upgrade.

Already have an account?

Or come back tomorrow. Stocks on your watchlist are always free to view.

SectorsPrivacyTerms© 2026 Intrinsiqq

Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.