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The Bancorp, a publicly-owned registered bank holding company that has elected to be a financial holding company, was organized in 1984 under the laws of the state of Rhode Island. The Bancorp owns all of the outstanding common stock of the Bank, a Rhode Island chartered financial institution founded in 1800.
23.76% net margin is respectable. The institution appears to be managing its interest spread and credit risk adequately.
Revenue grew 123.8% YoY.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$216M
▲ +123.8% YoY
Net Income (TTM)
$53M
▲ +286.2% YoY
Net Margin
24.40%
P/E
—
Balance Sheet
Total Assets
$6.46B
Equity
$547M
Total Debt
$39M
Cash & Equiv.
$112M
5Y CAGR: +0.4%
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