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Valley National Bancorp Quality Score

VLY

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Quality46

Business quality is the primary weakness (avg 47/100). Valuation is the relative bright spot.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
90/100
12.0x

Under 20x, reasonable relative to earnings

Price / Book
100/100
0.99x

1.0x book, trading near or below equity

Book Value Growth
50/100
2.7%

2–5%, modest book growth

Business Quality & Capital Allocation

Share Dilution
0/100
14.2%

Heavy dilution above 5%

Return on Equity
60/100
8.8%

5–10%, adequate but not exceptional

Capital Adequacy
80/100
11.9%

11.9% equity/assets, comfortable cushion

Valley National Bancorp (VLY) quality: score, margins and returns

Valley National Bancorp (VLY) scores 46/100 on Intrinsiqq's quality score (a mixed business), a weighted blend of 6 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is Valley National Bancorp (VLY) a high-quality business?+

Valley National Bancorp scores 46 out of 100 on Intrinsiqq's quality score, a weighted blend of 6 metrics each scored 0 to 100, which rates it a mixed business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Valley National Bancorp's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from VLY's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Valley National Bancorp scores well and where it falls behind.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 5 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 2 Oct 2026. How this is calculated.

Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

Peers

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Held by ETFs

VLY is in 137 US ETFs. The largest of them, with VLY's weight in each:

Spot a number that looks wrong? Check it in VLY's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

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