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Dime Commercial Bancshares, Inc. Quality Score

DCBG

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Quality65

Valuation remains strong (avg 100/100), but business quality is pulling the composite down (avg 35/100).

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
100/100
8.5x

Under 20x, reasonable relative to earnings

Price / Book
100/100
0.76x

0.8x book, trading near or below equity

Revenue Growth
100/100
22.6%

Above 10% CAGR, strong compounder

Book Value Growth
70/100
5.2%

5–8% BVPS CAGR, steady compounding

Business Quality & Capital Allocation

Share Dilution
0/100
11.9%

Heavy dilution above 5%

Return on Equity
60/100
9.4%

5–10%, adequate but not exceptional

Capital Adequacy
80/100
9.8%

9.8% equity/assets, comfortable cushion

Margin Trend
0/100
-825.6pp

Net margin compressed >2pp, profitability pressure

Dime Commercial Bancshares (DCBG) quality: score, margins and returns

Dime Commercial Bancshares (DCBG) scores 65/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is Dime Commercial Bancshares (DCBG) a high-quality business?+

Dime Commercial Bancshares scores 65 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Dime Commercial Bancshares's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from DCBG's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Dime Commercial Bancshares scores well and where it falls behind.

How profitable is Dime Commercial Bancshares?+

Dime Commercial Bancshares runs a net margin of about 582.8%. Revenue has grown at roughly 185.5% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 23 Oct 2026, covering the period ending 30 Sept 2026, as reported to the SEC. Data last refreshed 31 Oct 2026. How this is calculated.

Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

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Held by ETFs

DCBG is in 63 US ETFs. The largest of them, with DCBG's weight in each:

Spot a number that looks wrong? Check it in DCBG's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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