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The Travelers Companies, Inc. Quality Score

TRV

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Quality92

Strong across all measured dimensions. No single area is pulling the score down meaningfully.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
90/100
10.8x

Under 20x, reasonable relative to earnings

Price / Book
80/100
2.89x

2.9x book, moderate premium to equity

Revenue Growth
70/100
7.3%

5–10% CAGR, steady but not exceptional

Book Value Growth
100/100
15.2%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
100/100
-12.1%

Shrinking >2%, active buybacks

Return on Equity
100/100
28.7%

Above 15%, strong return on equity

Capital Adequacy
100/100
20.4%

20.4% equity/assets, well-capitalized

Margin Trend
100/100
+9.3pp

Net margin expanded 3+pp, strong improvement

Travelers Companies (TRV) quality: score, margins and returns

Travelers Companies (TRV) scores 92/100 on Intrinsiqq's quality score (a high-quality business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is Travelers Companies (TRV) a high-quality business?+

Travelers Companies scores 92 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a high-quality business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Travelers Companies's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from TRV's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Travelers Companies scores well and where it falls behind.

How profitable is Travelers Companies?+

Travelers Companies runs a net margin of about 17.0%. Revenue has grown at roughly 8.8% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 9 Oct 2026, covering the period ending 30 Sept 2026, as reported to the SEC. Data last refreshed 17 Oct 2026. How this is calculated.

Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

Peers

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Held by ETFs

TRV is in 330 US ETFs. The largest of them, with TRV's weight in each:

Spot a number that looks wrong? Check it in TRV's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.