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The Travelers Companies, Inc. (together with its consolidated subsidiaries, the Company) is a holding company principally engaged, through its subsidiaries, in providing a wide range of commercial and personal property and casualty insurance products and services to businesses, government units, associations and individuals. The Company is incorporated as a general business corporation under th…
$368.98
+$31.16 (+9.22%)
EOD Jul 17, 2026
Net margin is thin at 12.88%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue grew 5.2% YoY.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
9.9x earnings. Below the sector average, the market may be pricing in credit losses or regulatory headwinds, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$48.98B
▲ +5.2% YoY
Net Income (TTM)
$8.30B
▲ +25.8% YoY
Net Margin
16.95%
P/E
9.9x
Balance Sheet
Total Assets
$143.58B
Equity
$33.12B
Total Debt
$0.00
Cash & Equiv.
$5.20B
5Y CAGR: +8.8%
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At a P/E of 9.9, A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in .
On quality, Travelers Companies scores 93/100 on Intrinsiqq's quality scorecard (a high-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 1.3%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Travelers Companies scores 93 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a high-quality business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Travelers Companies pays a regular dividend of about $4.63 per share per year (typically in quarterly installments), a yield of roughly 1.3% at the current price. That is a payout ratio of about 11.9% of earnings, so the dividend is amply covered by earnings. Travelers Companies has grown the dividend at roughly 3.0% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For TRV's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. you should weigh TRV's valuation and scores 93/100 on quality (high-quality). It also yields about 1.3%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.