Tian Ruixiang Holdings Ltd
Tian Ruixiang Holdings Ltd is an insurance brokerage company headquartered in Beijing, China. The firm primarily acts as an intermediary between individual and institutional clients and a range of insurance carriers, focusing on the distribution and advisory placement of insurance products. Its offering spans property and casualty insurance, including automobile, commercial property, liability, and accidental coverage, as well as life insurance products such as individual and group life policies, endowment policies, and various health and miscellaneous insurance solutions. Tian Ruixiang Holdings Ltd serves clients through offline branches, digital channels, and cooperative distribution arrangements with partners in other industries, allowing it to reach both retail and corporate segments. The company operates within the broader financial services and insurance brokerage sector, generating revenue from brokerage and related risk-management services, and plays a role in facilitating risk transfer and protection solutions in its core markets. Founded in 2010 in China, Tian Ruixiang Holdings Ltd focuses on providing tailored insurance product access and customer service in the evolving Chinese insurance landscape.
$0.00
+$0.00 (+0.00%)
Price from 2 days ago
The business is unprofitable at the operating level (-92.19% margin). The thesis depends entirely on whether and when it reaches sustainable profitability.
Revenue up 158.7% YoY with margins expanding 150.2pp. However, free cash flow softened 10%, worth monitoring whether this is timing or structural.
Insufficient data to identify specific risks. Treat any missing metrics as a data gap, not a clean bill of health.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$3M
▲ +158.7% YoY
Net Income (TTM)
-$4M
▼ -62.5% YoY
Op. Margin
-92.19%
▲ +150.2pp YoY
ROIC
-6.94%
▲ +0.3pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
$898K
▼ -9.7% YoY
Op. Cash Flow (TTM)
$898K
▼ -9.7% YoY
Net Debt
-$27M
Net Cash Position
Cash & Equiv.
$28M
Continue Research
Is Tian Ruixiang Holdings (TIRXF) overvalued?
Tian Ruixiang Holdings (TIRXF) trades below a two-stage DCF intrinsic value of about $129.80 per share, so at $0.00 the stock looks undervalued (129,800,492.5% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Tian Ruixiang Holdings scores 55/100 on Intrinsiqq's quality scorecard (a mixed business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from company filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
What is Tian Ruixiang Holdings's fair value?+
Intrinsiqq's two-stage DCF estimates an intrinsic value of about $129.80 per share for TIRXF, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around $97.35. At today's $0.00, that puts the stock about 129,800,492.5% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Is Tian Ruixiang Holdings a high-quality business?+
Tian Ruixiang Holdings scores 55 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which makes it a mixed business on these measures. Recent fundamentals include a -92.2% operating margin and a -6.9% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from company filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Is Tian Ruixiang Holdings a good stock to buy right now?+
That depends on valuation and quality together, not either alone. TIRXF currently trades below its estimated intrinsic value and scores 55/100 on quality (mixed). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from company filings, not investment advice.
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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.