Intrinsiqq
Shinhan Financial Group Co., Ltd. American Depositary Receipt logo

Shinhan Financial Group Co., Ltd. American Depositary Receipt Quality Score

SHG

⊜ Compare
Quality76

Valuation remains strong (avg 100/100), but growth is pulling the composite down (avg 60/100).

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
100/100
8.0x

Under 20x, reasonable relative to earnings

Price / Book
100/100
0.68x

0.7x book, trading near or below equity

Revenue Growth
50/100
3.2%

2–5% CAGR, growing but slowly

Book Value Growth
70/100
7.8%

5–8% BVPS CAGR, steady compounding

Business Quality & Capital Allocation

Share Dilution
100/100
-9.7%

Shrinking >2%, active buybacks

Return on Equity
60/100
9.0%

5–10%, adequate but not exceptional

Capital Adequacy
60/100
7.7%

7.7% equity/assets, adequate

Margin Trend
70/100
+0.2pp

Slight expansion, directionally positive

Shinhan Financial Group Co., Ltd. American Depositary Receipt (SHG) quality: score, margins and returns

Shinhan Financial Group Co., Ltd. American Depositary Receipt (SHG) scores 76/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is Shinhan Financial Group Co., Ltd. American Depositary Receipt (SHG) a high-quality business?+

Shinhan Financial Group Co., Ltd. American Depositary Receipt scores 76 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Shinhan Financial Group Co., Ltd. American Depositary Receipt's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from SHG's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Shinhan Financial Group Co., Ltd. American Depositary Receipt scores well and where it falls behind.

How profitable is Shinhan Financial Group Co., Ltd. American Depositary Receipt?+

Shinhan Financial Group Co., Ltd. American Depositary Receipt runs a net margin of about 28.4%. Revenue has grown at roughly -4.1% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

How the market compares: US profitability statistics

Peers

Banks - Regional · Pick stocks to compare with SHG

CompareIntrinsic value
AVALGrupo Aval Acciones y Valores S.A. ADR
$4.43-4.32%72
000810.XKRXSamsung Fire & Marine Insurance Co., Ltd.
₩659,000.00+1.23%86
KBKB Financial Group Inc. ADR
$112.70-1.59%85
001450.XKRXHyundai Marine & Fire Insurance Co., Ltd.
₩43,950.00+1.62%62
GGALGrupo Financiero Galicia S.A. ADR
$32.22-4.48%63
BSACBanco Santander Chile SA ADR
$30.53-3.05%76
000540.XKRXHeungkuk Fire & Marine Insurance Co., Ltd.
₩3,050.00-2.56%40
000400.XKRXLotte Non-Life Insurance Co., Ltd.
₩2,425.00-1.22%48

Held by ETFs

SHG is in 25 US ETFs. The largest of them, with SHG's weight in each:

Spot a number that looks wrong?

Download this analysis as a PDF (Pro)

Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

2 of 2 free stocks used today

Keep analysing SHG

Create a free account and get 14 days of Premium: every stock and every tool.

  • Unlimited stocks
  • Stock screener
  • Portfolio tracker
  • Editable DCF
  • Compare side by side
  • Unlimited alerts

No card. Moves to Free after, unless you upgrade.

Already have an account?

Or come back tomorrow. Stocks on your watchlist are always free to view.

SectorsPrivacyTerms© 2026 Intrinsiqq

Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.