Intrinsiqq

Saga plc (SAGA.XLON) Quality Score

SAGA.XLON
Quality40

Growth is the primary weakness (avg 0/100). Business quality is the relative bright spot.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
40/100
327.1x

Above 30x, priced for sustained outperformance

Price / Book
40/100
16.04x

16.0x book, stretched premium

Revenue Growth
0/100
-0.2%

Below 2%, essentially flat

Book Value Growth
0/100
-42.8%

Below 2%, book value not compounding

Business Quality & Capital Allocation

Share Dilution
30/100
2.1%

Diluting 2–5%, watch for SBC

Return on Equity
60/100
5.2%

5–10%, adequate but not exceptional

Capital Adequacy
60/100
5.5%

5.5% equity/assets, adequate

Margin Trend
100/100
+41.7pp

Net margin expanded 3+pp, strong improvement

Saga (SAGA.XLON) quality: score, margins and returns

Saga (SAGA.XLON) scores 40/100 on Intrinsiqq's quality score (a mixed business), a weighted blend of 8 metrics each scored 0 to 100, on 15.2% operating margins and 24.6% ROIC. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is Saga (SAGA.XLON) a high-quality business?+

Saga scores 40 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a mixed business on these measures. Recent figures include a 15.2% operating margin and a 24.6% return on invested capital. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Saga's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from SAGA.XLON's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Saga scores well and where it falls behind.

What is Saga's return on invested capital (ROIC)?+

Saga earns about 24.6% on its invested capital, which is exceptional. ROIC measures how much profit a company generates per dollar put to work; sustained ROIC above its cost of capital is one of the clearest signs of a real competitive moat. Compare it to SAGA.XLON's margins and growth on this scorecard to judge durability.

How profitable is Saga?+

Saga runs an operating margin of about 15.2% and a net margin of about 0.5%. Revenue has grown at roughly 15.0% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

More on SAGA.XLON: Overview · DCF valuation · Dividend safety · Financials
How the market compares: US profitability statistics

Related stocks: Insurance - Diversified

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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