Intrinsiqq

Paragon Banking Group PLC (PAG.XLON) Quality Score

PAG.XLON
Quality60

Growth is the primary weakness (avg 35/100). Valuation is the relative bright spot.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
100/100
8.1x

Under 20x, reasonable relative to earnings

Price / Book
100/100
0.99x

1.0x book, trading near or below equity

Revenue Growth
0/100
-4.4%

Below 2%, essentially flat

Book Value Growth
70/100
7.1%

5–8% BVPS CAGR, steady compounding

Business Quality & Capital Allocation

Share Dilution
100/100
-18.5%

Shrinking >2%, active buybacks

Return on Equity
80/100
12.7%

10–15%, healthy ROE

Capital Adequacy
60/100
7.1%

7.1% equity/assets, adequate

Margin Trend
0/100
-17.7pp

Net margin compressed >2pp, profitability pressure

Paragon Banking Group (PAG.XLON) quality: score, margins and returns

Paragon Banking Group (PAG.XLON) scores 60/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is Paragon Banking Group (PAG.XLON) a high-quality business?+

Paragon Banking Group scores 60 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Paragon Banking Group's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from PAG.XLON's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Paragon Banking Group scores well and where it falls behind.

How profitable is Paragon Banking Group?+

Paragon Banking Group runs a net margin of about 34.1%. Revenue has grown at roughly 10.0% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

How the market compares: US profitability statistics

Related stocks: Mortgage Finance

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.