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SpareBank 1 Ringerike Hadeland (RING.XOSL) Quality Score

RING.XOSL
Quality92

Strong across all measured dimensions. No single area is pulling the score down meaningfully.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
100/100
8.1x

Under 20x, reasonable relative to earnings

Price / Book
90/100
1.00x

1.0x book, reasonable for a financial

Revenue Growth
70/100
9.3%

5–10% CAGR, steady but not exceptional

Book Value Growth
100/100
11.9%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
100/100
-8.7%

Shrinking >2%, active buybacks

Return on Equity
80/100
12.7%

10–15%, healthy ROE

Capital Adequacy
100/100
16.9%

16.9% equity/assets, well-capitalized

Margin Trend
100/100
+7.9pp

Net margin expanded 3+pp, strong improvement

SpareBank 1 Ringerike Hadeland (RING.XOSL) quality: score, margins and returns

SpareBank 1 Ringerike Hadeland (RING.XOSL) scores 92/100 on Intrinsiqq's quality score (a high-quality business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is SpareBank 1 Ringerike Hadeland (RING.XOSL) a high-quality business?+

SpareBank 1 Ringerike Hadeland scores 92 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a high-quality business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does SpareBank 1 Ringerike Hadeland's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from RING.XOSL's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where SpareBank 1 Ringerike Hadeland scores well and where it falls behind.

How profitable is SpareBank 1 Ringerike Hadeland?+

SpareBank 1 Ringerike Hadeland runs a net margin of about 53.6%. Revenue has grown at roughly 13.2% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

More on RING.XOSL: Overview · DCF valuation · Dividend safety · Financials
How the market compares: US profitability statistics

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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