Intrinsiqq

Pareto Bank ASA (PARB.XOSL) Quality Score

PARB.XOSL
Quality66

Valuation remains strong (avg 95/100), but business quality is pulling the composite down (avg 40/100).

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
90/100
10.9x

Under 20x, reasonable relative to earnings

Price / Book
100/100
0.68x

0.7x book, trading near or below equity

Revenue Growth
70/100
6.3%

5–10% CAGR, steady but not exceptional

Book Value Growth
100/100
8.5%

Above 8% book-value compounding, strong

Business Quality & Capital Allocation

Share Dilution
0/100
6.6%

Heavy dilution above 5%

Return on Equity
60/100
7.1%

5–10%, adequate but not exceptional

Capital Adequacy
100/100
22.7%

22.7% equity/assets, well-capitalized

Margin Trend
0/100
-24.3pp

Net margin compressed >2pp, profitability pressure

Pareto Bank ASA (PARB.XOSL) quality: score, margins and returns

Pareto Bank ASA (PARB.XOSL) scores 66/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is Pareto Bank ASA (PARB.XOSL) a high-quality business?+

Pareto Bank ASA scores 66 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Pareto Bank ASA's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from PARB.XOSL's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Pareto Bank ASA scores well and where it falls behind.

How profitable is Pareto Bank ASA?+

Pareto Bank ASA runs a net margin of about 33.4%. Revenue has grown at roughly 11.1% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

More on PARB.XOSL: Overview · DCF valuation · Dividend safety · Financials
How the market compares: US profitability statistics

Related stocks: Banks - Regional

Spot a number that looks wrong?

Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

SectorsPrivacyTerms© 2026 Intrinsiqq

Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.