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Paysign, Inc. (the Company, Paysign, we or our ), headquartered in Nevada, was incorporated on August 24, 1995, and trades under the symbol PAYS on The Nasdaq Stock Market LLC. We are a vertically integrated provider of prepaid card products and processing services for corporate, consumer and government entities.
$7.27
+$0.08 (+1.11%)
Price from 7 days ago
Operating margin is thin at 8.98%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue up 40.5% YoY with margins expanding 7.2pp.
At 43x earnings, the current multiple leaves limited room for execution misses or growth deceleration.
42.8x earnings, 5.8x FCF. The market is pricing in years of above-average growth. If that thesis breaks, downside from multiple compression alone could be 30%+. This is a stock where you're paying for the future, not the present.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$91M
▲ +40.5% YoY
Net Income (TTM)
$10M
▲ +97.9% YoY
Op. Margin
12.62%
▲ +7.2pp YoY
ROIC
12.72%
▲ +7.9pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
$76M
▲ +127.6% YoY
Op. Cash Flow (TTM)
$77M
▲ +128.6% YoY
Net Debt
-$167M
Net Cash Position
Cash & Equiv.
$179M
5Y CAGR: +27.7%
5Y CAGR: +32.8%
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