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DCF Valuation
Base-case fair value
$49.13
Intrinsic $65.51 · 25% MOS
Current price: $7.27
Base-case summary
Our base-case DCF for Paysign, Inc. (PAYS) projects 10 years of free cash flow growth at 20.0% for years 1–5 and 10.0% for years 6–10, anchored to 38.5% historical FCF growth, then applies a 2.5% perpetual growth rate and a 8.0% discount rate. Starting from $76M in trailing free cash flow, this produces an intrinsic value of $65.51 per share. A 25% safety margin gives a fair value of $49.13, suggesting the stock is currently 576% undervalued against the $7.27 market price.
See 3 scenarios side by side
Conservative, Base, and Optimistic fair values, plus the sensitivity matrix and FCF history. Free account.
Model inputs
TTM Free Cash Flow
$76M
Cash & equivalents
$179M
Total debt
$12M
Shares outstanding
61M