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Founded in 2005 as First Standard Bank, and rebranded as Open Bank in 2010, we formed OP Bancorp as our holding company in 2016. OP Bancorp, headquartered in Los Angeles, California, operates its commercial community banking activities through Open Bank ("Open Bank" or the "Bank"), our wholly owned banking subsidiary.
Revenue declined 174.6% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
-$589K
▼ -174.6% YoY
Net Income (TTM)
$27M
▲ +21.7% YoY
Net Margin
—
P/E
—
Balance Sheet
Total Assets
$2.70B
Equity
$233M
Total Debt
$11M
Cash & Equiv.
$160M
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